Rich embedded benefits, dental allowances and flexible spending allowances offer more coverage and flexibility
Leading health and well-being company Humana Inc. (NYSE: HUM) recently announced 100% of its Medicare Advantage plans in 2024 include dental coverage.
Humana has enhanced dental benefits to make it easy for dental providers to work with the company and easy for patients to use their benefits.
People eligible for Medicare are able to select their 2024 plan during the Medicare Advantage Annual Election Period happening Oct. 15-Dec. 7. All Humana Medicare Advantage dental benefits use a PPO network, even if the patient is on an HMO medical plan.
“Dental continues to be one of the leading benefits our members look for when considering a Medicare Advantage plan,” said George Renaudin, Medicare and Medicaid President for Humana. “We put our members at the center of everything we do, which means we listen and continue to deliver what they want and need in a plan.”
Humana members have the ability to seek in-network dental care in and outside of their home state, which is important for those who travel often or snowbirds who split their time between different locations.
Humana’s enhanced dental benefits for many of its 2024 Medicare Advantage plans include:
Dental coverage on 100% of Medicare plans. Every Humana Medicare Advantage plan includes coverage for preventive services - like exams and cleanings. Many of the Medicare Advantage plans also include dental coverage for additional services, and all Medicare Advantage members have access to a nationwide network of participating dental providers.
Rich embedded dental benefits. More than 87% of Humana Medicare Advantage members will have embedded benefits that cover some major services. About 90% of members will have plans that cover periodontal scaling.
Dental allowances without frequency limitations on covered services. Some Humana Medicare Advantage plan members have dental allowances allowing them to use the allowance with no frequency limitations on covered services. This provides more flexibility for patients to get the services that they need when they need them. Claims process and clinical review still apply. Dental allowances are shaded grey in the dental office handbook.
Flexible allowance on the Humana spending account card. On certain plans, patients can use up to the allowance provided for out-of-pocket dental, vision and hearing services that are covered by their plan. This gives patients the flexibility to choose which expenses they want to pay for with their allowance. The allowance must be used for services that are covered by the 2024 embedded plan benefits.
Beyond the benefits it offers, Humana remains committed to the experience each member has with the company. For the third year in a row, Humana has been ranked No. 1 among health insurers for customer experience quality in Forrester’s proprietary 2023 U.S. Customer Experience Benchmark survey.
For five consecutive years, Humana has had the highest percentage of members in 4+ Star contracts of all national health plans, as rated by the Centers for Medicare and Medicaid Services (CMS) – another testament to its commitment to putting the health and well-being of its members first.
Humana has served Medicare beneficiaries for decades, with nearly 8.7 million Medicare members in all 50 states, Washington, D.C., and Puerto Rico, as of June 30, 2023. Nearly 5.8 million of those members are enrolled in a Medicare Advantage plan.
Dental providers interested in learning more about Humana’s network can visit www.humana.com/provider/dentist-resources/join-dental-network.
